Team Payne Blog Entries.

Truth in Lending RESPA changes August 1, 2015

Per Inman Reports article by Bernice Ross (attached), the landscape of doing Real Estate transactions changes again on August 1, 2015! The Buyers ability to produce accurate financial records and the Lenders ability to communicate this in a timely manner will make this a non-issue for most, but it makes the tolerance for error to become very…

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Solar panel Carport structure

This solar panel carport is installed at a historic house in the Norwood/ Pleasant Ridge neighborhood of Cincinnati. The house has a two car garage, but obviously wanted some outside storage protection for their vehicles and they imagined this use. I love when I see people using items in a non-traditional form! The dual purpose…

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Oldest House in Cincinnati?

I just walked what seemed to be the oldest house in Cincinnati today! It was amazing! Cracked plaster everywhere, but it was still intact. The rooms had 12′ ceilings and 10′ doors! Here are some photos of the transom windows which was an amazing spectacle. It is a mechanical system that with the pull of…

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Appraisals : a fail safe in the Buyers process

I just represented a client on a house in Anderson which we had under contract, inspected and then it fell apart because of a “short” appraisal. They call it short because it came in under or short of the contracted purchase price. The house was a renovated ranch in an area of renovated ranches. It…

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